NY Man Makes One Mortgage Payment In 23 Years, Still Living In House

A Long Island, New York man has been working the system like no one before; in 1998, Guramrit Hanspal “bought” a home in East Meadow for $290k. Since then, he’s made exactly one mortgage payment but has managed to avoid being evicted through a series of non-stop legal moves. He’s declared bankruptcy seven times, which gives a home occupant “automatic stay” and relief from any collection efforts or foreclosures, and at least three other people that list the address as their home have also filed for bankruptcy for the same reason. Two different banks and a real estate company have owned the home since Hanspal started living there, but no one’s been able to evict him. A judge has said it’s time for him to go, but the backlog of property-related court cases due to the pandemic is still preventing it. Chase Bank auctioned the property off in 2010, and Hanspal has filed court papers saying the bank didn’t have title to the home and accused them of withholding “surplus” funds from the auction. Yep…he wants Chase Bank to give him the money from the aucti